EXPAND YOUR INVESTMENT HORIZON
4LifeCapital offers participation in quality real estate transactions that where usually only available to large financial institutions and high net worth individuals, we offer a low threshold of a minimum of USD1000 per investment.
4LifeCapital’s mission is to democratize access to investments in real estate backed loans. We help investors find yield from an asset that improves communities. Improving neighborhoods is a great aspect of investing this way, a properly "flipped" house or appartment building, a renovated office truly benefits the area and its owners/tenants. We all remember the rows of boarded up houses in e.g. Detroit, now bought up by investors, nicely renovated and again another street greatly improved. We as investors should be proud of this! A nice yield goes hand in hand with social responsibility.
The JOBS Act in 2012 made it legal to crowdsource real estate funding online. Shortly after, access to both debt & equity real estate deals exploded for investors.
Since 2012, over 100+ real estate crowdfunding sites have come into existence. A good number of them have already closed shop with new ones appearing on a weekly basis. So how do you determine what the top real estate crowdfunding sites are? Honestly, that’s a tough task we took on willingly.
4LifeCapital has been involved in real estate crowdfunding since 2014 and have been able to perform our own due diligence on a good number of those 100+ sites. We are members to all of the ones mentioned and we continuously review those companies and offerings to make sure we only provide access to the most reliable and vetted opportunities.
We treat your finances like we treat our own money, and provide due diligence based on;
Personal experience of our staff with companies through years of investing and vetting
Reputation amongst experienced investors in the space
Financial stability and market share of the sites
The type of deal you are investing in
Most crowdfunding portals offer two types of deals: (1) debt deals; and (2) equity deals. Both can have different tax consequences, so understanding what type of deal can be critical to understanding the tax ramifications.
An equity deal is one where the investor typically owns shares in a limited liability company (“LLC”) that invests into another LLC that holds title to real property. The investor holds essentially an indirect equitable interest and will participate in the financial upside (or possibly downside) of the property. The property could be a “flip” or a buy and hold.
But in a debt deal, the investor owns an interest in a promissory note issued to a real estate entity that is looking for financing on a project. The note is collateralized by real estate and investors do not have an equitable interest in the property. They are merely acting like a lender and are receiving interest payments according to the agreement. This type of transaction is different from an equity deal and, accordingly, the tax implications can differ.
4LifeCapital’s mission is to democratize access to investments in real estate backed loans. We help investors find yield from an asset that improves communities. Improving neighborhoods is a great aspect of investing this way, a properly "flipped" house or appartment building, a renovated office truly benefits the area and its owners/tenants. We all remember the rows of boarded up houses in e.g. Detroit, now bought up by investors, nicely renovated and again another street greatly improved. We as investors should be proud of this! A nice yield goes hand in hand with social responsibility.
The JOBS Act in 2012 made it legal to crowdsource real estate funding online. Shortly after, access to both debt & equity real estate deals exploded for investors.
Since 2012, over 100+ real estate crowdfunding sites have come into existence. A good number of them have already closed shop with new ones appearing on a weekly basis. So how do you determine what the top real estate crowdfunding sites are? Honestly, that’s a tough task we took on willingly.
4LifeCapital has been involved in real estate crowdfunding since 2014 and have been able to perform our own due diligence on a good number of those 100+ sites. We are members to all of the ones mentioned and we continuously review those companies and offerings to make sure we only provide access to the most reliable and vetted opportunities.
We treat your finances like we treat our own money, and provide due diligence based on;
Personal experience of our staff with companies through years of investing and vetting
Reputation amongst experienced investors in the space
Financial stability and market share of the sites
The type of deal you are investing in
Most crowdfunding portals offer two types of deals: (1) debt deals; and (2) equity deals. Both can have different tax consequences, so understanding what type of deal can be critical to understanding the tax ramifications.
An equity deal is one where the investor typically owns shares in a limited liability company (“LLC”) that invests into another LLC that holds title to real property. The investor holds essentially an indirect equitable interest and will participate in the financial upside (or possibly downside) of the property. The property could be a “flip” or a buy and hold.
But in a debt deal, the investor owns an interest in a promissory note issued to a real estate entity that is looking for financing on a project. The note is collateralized by real estate and investors do not have an equitable interest in the property. They are merely acting like a lender and are receiving interest payments according to the agreement. This type of transaction is different from an equity deal and, accordingly, the tax implications can differ.
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We will get back to you in 1 business day. All communication is private and protected, see our terms. Thank you for your interest!
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The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities. By using this website, you accept our Terms of Service and Privacy Policy. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss. Full Disclosure.
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